Which University should I choose?! Need HELP!!?

Okay, I have applied to USF (South Florida), UCF (Central Florida), and UWF (West Florida) as a transfer student with my A.A. degree. I live in the Florida Panhandle near UWF, but my boyfriend really wants us to move to Tampa and attend USF. I just don't know what to do anymore. I feel like we can get a perfectly decent education right here at the University of West Florida AND save all of the costs of moving across the state. We have our own apartment, our own jobs that work with our school schedules, and I just feel like it would be irrational and irresponsible to go to USF or UCF basically just to say "we went there". I don't know, maybe I'm wrong and those schools would open up more doors for us. I have talked to some friends at work and they have told me that it would be smarter to just stay where we are and go to UWF. They said that we are all settled here so it would be stupid for us to move across the state just to go to a University when there is a perfectly good one right here in our backyard. So which should I choose?! Please! I really need to get a handle on this issue from an outsider-looking-in perspective. Thanks SO much! best answer gets 10pts!